Best Time to Buy a Car in 2026
Buying Guide

Best Time to Buy a Car in 2026

Discover the optimal months, end-of-financial-year deals, and seasonal trends that can save you thousands on your next car purchase.

General information only. Australian Credit Licence 509582.

Key Takeaways

  • 1June (EOFY) and December offer the biggest discounts, with savings of $2,000-$8,000 on new cars
  • 2New model releases in March/April mean previous year models are heavily discounted
  • 3End of month visits give salespeople urgency to meet quotas
  • 4Getting an indicative quote before visiting dealers helps you understand your budget

Why Timing Your Car Purchase Matters

Buying a car is one of the biggest purchases most Australians make after their home. The timing of your purchase can mean the difference between paying full price and saving thousands of dollars. Understanding the Australian automotive market's seasonal patterns gives you a significant advantage.

Australian dealerships operate on monthly, quarterly, and annual sales targets. When you understand these cycles, you can time your purchase to coincide with when dealers are most motivated to negotiate.

The Best Months to Buy a Car in Australia

June - End of Financial Year Sales

June is widely considered the best month to buy a car in Australia. Dealerships are desperate to clear stock before the financial year ends on June 30th. You can expect:

  • Savings of $2,000-$8,000 on new vehicles
  • Bonus trade-in offers on your current vehicle
  • Free accessories packages (mats, tinting, servicing)
  • Reduced or waived dealer delivery fees

December - End of Calendar Year

December is the second-best time to buy. Dealers want to hit annual targets, and manufacturers often offer year-end bonuses. The key advantage is that 'current year' models become 'last year' models on January 1st.

March and September - Plate Change Months

In most Australian states, registration plates change in March (first quarter) and September (third quarter). This creates opportunities to buy vehicles with the "new" plate designation at discounted prices.

The End-of-Month Strategy

Regardless of the month, visiting a dealership in the final week (especially the last 2-3 days) puts pressure on salespeople to close deals. Sales staff have monthly quotas, and an unsold car can mean missed bonuses.

"We've seen customers save an extra $1,000-$2,000 just by waiting until the last days of the month. Salespeople become much more flexible when their targets are on the line."

Capitalising on New Model Releases

When manufacturers release updated models (typically February-April), dealerships need to move existing stock quickly. The 'old' model is still brand new and covered by warranty - you're just getting a better deal because a newer version exists.

Get Pre-Approved Finance First

Before setting foot in a dealership, secure pre-approved finance. This gives you:

  • Clear knowledge of your budget
  • Negotiating leverage (you're a cash buyer in the dealer's eyes)
  • Protection from high-interest dealer finance
  • The ability to walk away if the deal isn't right

Frequently Asked Questions

Is it cheaper to buy a car on weekdays?

Yes, weekdays are generally better. Dealerships are less crowded, and salespeople have more time to negotiate. Avoid Saturday mornings when competition from other buyers is highest.

Should I wait for sales events?

Major sales events (EOFY, Boxing Day, Easter) can offer genuine savings, but don't assume every "sale" is a good deal. Always research the fair market value beforehand.

Is it better to buy new or used?

New cars depreciate 15-20% in the first year. A 1-2 year old used car with low kilometres often represents the best value, as someone else has absorbed the initial depreciation.

Tags

car buying
timing
deals
EOFY
negotiation

Written by Simple Loans Team

Editorial Team, Simple Loans

Content is prepared for Australian borrowers and reviewed against publicly available ASIC, ATO and lender policy information. It is general information only and does not constitute personal financial advice.

Australian Credit Licence 509582. AFCA Member 67083.

Published on 2 November 2025. Last reviewed 2 November 2025.