Used Car Loans Australia
Get great rates on used car finance. We compare 50+ banks and lenders to compare eligible options for your pre-owned vehicle purchase, whether from a dealer or private seller.
Australian Credit Licence 509582. Fees and lender criteria apply.
Why Finance a Used Car?
Buying used is a smart financial decision. Let someone else take the depreciation hit while you enjoy a quality vehicle at a lower price.
Lower Purchase Price
Used cars cost less upfront, meaning smaller loans and lower repayments
Avoid Depreciation
New cars lose 20-30% value in year one - used cars have already depreciated
More Choice
Access a wider range of makes, models, and features within your budget
Simpler Process
Many lenders offer faster approvals for used vehicle finance
Finance for Any Used Vehicle
Whether you're buying from a dealer, private seller, or even at auction, we can help arrange competitive finance for your purchase.
Any used vehicle
Vehicles up to 15 to 20 years
At end of term, some lenders no limit
How Used Car Finance Works
Getting approved for used car finance is simple with Simple Loans.
Used Car Loan FAQs
Common questions about financing a second-hand vehicle.
Compare 50+ Used Car Lenders
We compare eligible options across Australia's vehicle finance providers and explain the trade-offs.