
Utes for people who actually use the tray.
Work ute or weekend one, we compare personal and business finance and show you which suits how you'll use it.
Australian Credit Licence 509582. Fees and lender criteria apply.
Finance for Australia's Most Popular Utes
Whether you're after a workhorse for the job site or a family adventure vehicle, we can help you finance the ute you need.
Plus Volkswagen Amarok, GWM Ute, LDV T60, and many more
Why Choose Simple Loans for Ute Finance?
We make ute finance simple, fast, and affordable for all Australians.
Decisions Can Be Same Day
Timing depends on the lender and your documents.
Flexible Terms
Choose from 1-7 year loan terms to suit your budget
Competitive Rates
Access rates from 50+ banks and lenders to compare eligible options
Business Use
Tax-effective finance options for ABN holders
Ute Finance for Everyone
Whether you're a tradie needing a work vehicle, a business owner looking for tax benefits, or a family wanting a capable tow vehicle, we have finance options for you.
Tradies
Builders, plumbers, electricians - we understand your business needs a reliable ute
Business Owners
ABN holders can access chattel mortgage and commercial hire purchase options
Families
Dual-cab utes are perfect for towing the caravan or boat on weekends
First-Time Buyers
Low deposit options and support for those new to vehicle finance

Decisions
Can be same day
Depends on the lender and your documents
Ute Finance FAQs
Common questions about financing your ute in Australia.
Access 50+ Ute Finance Lenders
We compare rates from Australia's leading vehicle finance providers including Pepper Money, Plenti, Wisr, Firstmac, and many more.