Four wheel drive on a red dirt track
4WD finance comparison tool

4WD Finance Australia

Adventure awaits. Get competitive finance for your 4WD, SUV or off-road vehicle from 50+ banks and lenders. Perfect for families, adventurers, and businesses.

Get 4WD QuoteCalculate Repayments

Australian Credit Licence 509582. Fees and lender criteria apply.

Why Finance a 4WD?

4WDs and SUVs are perfect for Australian conditions. Finance your next adventure vehicle with competitive rates.

Off-Road Capability

Finance purpose-built vehicles designed for Australian conditions

Competitive Rates

Access rates from 50+ banks and lenders for your 4WD purchase

Decisions Can Be Same Day

Timing depends on the lender and your documents.

Flexible Terms

Choose from 1-7 year loan terms to suit your budget

Finance Australia's Favourite 4WDs

From iconic LandCruisers to modern adventure SUVs, we can help you finance your dream 4WD.

Toyota LandCruiser

The ultimate Australian off-roader

Toyota Prado

Luxury meets capability

Nissan Patrol

Legendary reliability

Ford Everest

Modern comfort, serious capability

Isuzu MU-X

Proven workhorse

Mitsubishi Pajero Sport

Value and versatility

Plus Jeep, Land Rover, Range Rover, Lexus, and many more

4WD Finance with Simple Loans

Whether you're exploring the outback, towing a caravan, or need a capable family vehicle, we'll find you the best 4WD finance options.

Finance new or used 4WDs up to 15 years old
Competitive rates for all credit types
Business use and ABN holder options
Balloon payments to reduce monthly costs
Pre-approval before you buy
Include accessories in your loan
Finance for grey imports considered
Expert guidance on 4WD finance
Get Your 4WD Quote
4WD wagon on a red dirt outback track in Australia at golden hour

Built for the track

Adventure ready finance

For every 4WD journey

Compare 50+ Banks & Lenders

Access A panel of 50+ 4WD finance providers.

Some of the lenders on our panel

  • Pepper Money
  • Latitude
  • Liberty
  • Plenti
  • Firstmac
  • Society One
  • Angle Finance
  • Finance One
  • MoneyMe
  • Alex Bank
  • Metro Finance
  • Now Finance
  • AFS
  • Forward Finance
  • Morris Finance
  • Shift
  • C1 Car Loans
50+lenders compared
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4WD Finance FAQs

Answers to common questions about financing a 4WD in Australia.

What 4WDs can I finance?

We finance all 4WD and SUV types including Toyota LandCruiser, Prado, Nissan Patrol, Ford Everest, Isuzu MU-X, Mitsubishi Pajero, Jeep Wrangler, Land Rover, and more. Both new and used vehicles qualify, with used typically up to 15 years old.

Can I finance 4WD accessories and modifications?

Yes, you can often include bull bars, lift kits, roof racks, canopies, and other accessories in your 4WD loan. This is common when purchasing from a dealer who includes these in the sale price. Some lenders also allow separate accessory financing.

Is 4WD finance available for business use?

Absolutely! ABN holders can access tax-effective finance options like chattel mortgage, where you can claim GST upfront and deduct interest payments. This makes 4WD finance particularly attractive for businesses that need capable vehicles.

What deposit do I need for 4WD finance?

Many 4WD loans are available with no deposit for borrowers with good credit. However, a 10-20% deposit can help secure lower interest rates and smaller repayments. We can help find options that match your deposit level.

Can I get 4WD finance with bad credit?

Yes, we work with specialist lenders who consider applicants with past credit issues. Your current income and employment stability are important factors. We'll help you find suitable options for your situation.

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