Car Loan Documents. Your Complete Checklist
Having the right documents ready speeds up your car loan approval. Here's everything you need for a smooth, fast application with Simple Loans.
Australian Credit Licence 509582. Fees and lender criteria apply.
Why choose Simple Loans.
Simple Checklist
We tell you exactly what's needed, no guesswork.
Digital Upload
Upload all documents from your phone or computer.
Fewer Delays
Complete documents up front means fewer back-and-forths with the lender.
Support Available
Your finance specialist helps you gather everything needed.
Self-Employed Options
Alternative documentation for ABN holders and self-employed.
Secure Handling
Bank-level encryption protects your personal information.
Complete Car Loan Document Checklist
For Employed Applicants (PAYG):
- Valid photo ID. Australian driver's licence or passport
- 2 most recent payslips showing year-to-date earnings
- 90 days of personal bank statements (all accounts)
- Proof of current address, utility bill, rates notice, or rental agreement
- Vehicle details, make, model, year, VIN, purchase price
For Self-Employed / ABN Holders:
- Valid photo ID
- ABN registration certificate
- Last 1-2 years of tax returns or ATO Notice of Assessment
- 6 months of business and personal bank statements
- Recent BAS statements (last 2 quarters)
- Business financial statements (if available)
How it works.
Apply Online in Minutes
Fill out our simple online form, no paperwork, no obligations, and zero upfront fees.
We Compare 50+ Lenders
We search our panel of banks and specialist lenders to compare eligible options for your situation.
Drive Away Happy
Once approved, we arrange settlement with the lender and the seller. You drive away with finance sorted.
Frequently asked questions.
What documents do I need for a car loan?
For most car loan applications, you'll need: valid photo ID (driver's licence or passport), 2 recent payslips (or tax returns for self-employed), 90 days of bank statements, and proof of address (utility bill or rates notice). For business loans, you may also need BAS statements and ABN registration.
What if I'm self-employed?
Self-employed applicants typically need: ABN registration, last 2 years of tax returns or ATO Notice of Assessment, 6 months of business bank statements, and recent BAS statements. Some 'low-doc' lenders require less paperwork.
Can I apply without all documents?
You can start your application and we'll tell you exactly what's needed. Having all documents ready speeds up approval, but we can work with you to gather what's needed throughout the process.
Ready to get started.
No upfront assessment fee. We compare 50+ lenders to compare eligible options.
People we also help
Simple Loans is a finance comparison tool. Holder of Australian Credit Licence No. 509582. All applications are subject to lender approval. Terms, conditions, fees and charges apply. This information is general in nature.